However, you can’t declare the deduction till you promote the home. When you’re ready to sell, you’ll have the ability to add the price of any capital enhancements to your property’s price basis. To qualify, home enhancements should meet power efficiency standards. Peerform provides competitive APRs on its loans and only requires a minimal credit score rating of 600 to qualify, however its minimal mortgage amount of $4,000 is higher than our top picks. First Tech is doubtless one of the greatest options if you’re looking for a small home repair loan for minor work. You can a First Tech…